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  1. #1

    Gambling ruined my credit


    Im seeking advice if anyone can help me. In my early 20s I developed a gambling addiction taking over, ruining my credit rating with payday loans, not paying some with other bills not getting paid. Things changed with seeking help and starting a career now qualified! I’m 26 earning a good wage with a debt of 2700 that recently been paid off but my credit score is poor due to my past how can I improve my credit as I want to get mortgage in year or two?

  2. #2
    Entries on your credit report are automatically removed six years after the account is defaulted or settled, whichever happens sooner.

    So it's just a matter of time in clearing the bad stuff.

    To add the good stuff there's guidance here

  3. #3


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